I have been a freelancer for more than a decade and over that period of time, I have seen a lot of changes–everything from a giant increase in credibility if you actually are a “freelancer”, to technology changes in such a short period of time as to rival any other sort of change over the last century.

Through all of these changes, one major thing has happened. Specifically, the list of things that were once considered de rigeuer in order to have a successful business no longer apply.

Of course there are tools we couldn’t live without as freelancers, but following are ten things that I no longer need to be successful in my business. Continue Reading

If you are a typical freelancer, your office may range from your home to your car to the local coffee shop. While I used to inhabit my local coffee shop—to the tune of having my drink waiting for me at the counter before I even got there—I am now a convert of working at my local library.

Here’s Why

• Free high-speed WiFi. Yes, my local coffee shop had free WiFi, but it also seemed to have every online movie watcher and gamer there too hogging up the bandwidth. Their “free high-speed WiFi” was usually quite slow and frustrating. This hasn’t been the case at the library.
• A quiet place to work. Coffee shops are usually so loud I can barely think, let alone create. With people talking, orders being shouted, blaring music, and coffee grinding in the background, the cacophony could drive you mad. The library has enforced quietness, which I like.

Continue Reading

Photo by e-strategyblog.com.

If you were formerly a cubicle dweller, it’s a good bet that someone else was responsible for making sure that the smoke alarms in your building worked, that all staff members knew CPR, and that the company had a business continuity plan in case of disaster. Now that you are on your own, disaster preparedness and all that it entails is yet another task that falls squarely on your shoulders—along with janitorial jobs, stocking jobs, mail room jobs, accounts receivable jobs, and all the other parts that make up your business. Being prepared for a disaster is not as hard as it sounds. Here are some tasks to get you started so that no matter what kind of disaster strikes, you’ll be ready.

Continue Reading

Photo by Ella's Dad.

Once you have left the land of COLA raises, paid sick days, and employer-matched 401Ks, not only do you need to be the writer/programmer/web designer for your business, you also need to be your own CFO.

Here are some absolutely necessary components for your business (and life) financial portfolio:

1. You need insurance. In addition to car and home insurance, you must also now fund life, health, and disability insurance. Without these critical coverages, not only could you be swamped with debt brought on by an unforeseen medical situation, but your business could lose its most important asset—you!

2. You need to pay your taxes. Religiously. As soon as income hits your mailbox or PayPal account, it is imperative that you take 30% off the top and tuck it securely away in a separate (interest-bearing) savings account. This money will then be ready to pay your monthly, quarterly, or annual IRS bill, in full and on time. Continue Reading